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Cruz Maria
María is a 44-year-old woman and has great aspirations in the coming years to make her clothing business and boutique successful. Her story began because she is a single mother and her children's father doesn't help her out. That is why she decided to go into sales. She works alone every day and doesn't have any difficulties. She is divorced and has two children. Her biggest dream is to make better improvements to her home. For this reason she wants a loan to purchase clothing and various boutique items such as perfumes and cosmetics.
View original language description ↓
María es una mujer de 44 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su ropa, prendas de vestir y boutique su historia empezó así es madre soltera y como el padre de sus hijos no la ayuda ella tomo la decisión de dedicarse al comercio, su trabajo lo hace sola todos los días, no tiene dificultades, está divorciada, tiene 2 hijos, su sueño más importante es hacer mejoras adecuaciones en su casa. Por eso quiere el préstamo para comprar ropa, prendas de vestir y boutique diversas como perfumes, cosmeticos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Cruz Maria to purchase perfumes and cosmetics.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Feb 10, 2012
Mar 11, 2012
Currency Exchange Loss:
May 17, 2013