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Silvana Elizabeth

Update on Silvana Elizabeth

Silvana is a 30 year old woman and she has many aspirations for the coming years, one of them being that her bazaar and clothing business prospers. She started her business with capital that her mother gave to her. She runs her business from her house and decided to put her bazaar there, as there are many schools close by. She works alone, from seven in the morning til nine at night. She has trouble with crime in the area. She is not married and doesn't have any children. Her most important dream is to obtain a shop on the bay to sell clothes and have her own home. She wants to use the loan to buy shoes, office supplies and stationary for her bazaar and clothing shop.
View original language description ↓
Silvana es una mujer de30 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su bazar y venta de ropa. Su historia empezó su negocio con un capital que le regalo su mama por lo que lo ubico en su mismo domicilio debido a que tiene escuelas cercanas decidió ponerse un bazar, su trabajo lo hace sola desde las 7:00 hasta las 21:00, si tiene dificultades son la delincuencia, no está casada, no tiene hijos, su sueño más importante es desear adquirir un local en la bahía para venta de ropa y tener casa propia. Por eso quiere el préstamo para su bazar y venta de ropa y asi comprar zapatillas, utiles de oficina, papeleria.

Previous Loan Details

Silvana is 29 years old. She is an enterprising young woman who, since her father died, has worked in a stationery store that he bought so that his daughter could work. She has been working in the store that her dad left her and has invested the profits that she has made in buying stationery ... More from Silvana Elizabeth's previous loan »

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Silvana Elizabeth buy shoes, office supplies and stationary.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2012
Mar 11, 2012
Currency Exchange Loss:
Mar 15, 2013
This photo was used before for a previous loan for Silvana Elizabeth. It was first posted on Kiva on Jan, 2011. Learn More