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Cristhian Xavier
Cristhian is a 29 years old man with a strong desire to improve his “tricimoto” (a three-wheel vehicle) services activity in the next few years. His story began when he chose to engage in this activity, as he had been previously working as an employee but did not earn enough. He thinks the tricimoto is a profitable activity. He works alone and has no problems with it, he is married with children and his main desire is to own another three-wheel vehicle, and he will use the loan he is requesting to invest it in his tricimoto service.
View original language description ↓
Cristhian es un hombre de 29 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su servicio de tricimoto su historia empezó cuando escogió esta actividad ya que trabajaba como dependiente y no ganaba mucho la tricimoto le parece rentable, su trabajo lo hace solo, no tiene dificultades, está casado, tiene hijos, su sueño más importante es tener otra tricimoto. Por eso quiere el préstamo para su servicio de tricimoto.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Cristhian Xavier to buy tires, a motorbike and motorbike accessories.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2012
Mar 12, 2012
Currency Exchange Loss:
Mar 15, 2013