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Joffre Eloy
Joffre, 34, has many hopes of prosperity in the new few years. His story begins with fruit sales in Portoviejo but he had the opportunity of buying a store from his sister 2 years ago. He started with little capital but with time he has increased his business. He works with his wife and doesn't have problems. He is married, has children, and his biggest dream is to be the owner of a large, well-stocked and stable store with enough entrances, and to continue studying. He wants to give his children a good education and continue getting ahead so that his family's living standards improve.
View original language description ↓
Joffre es un hombre de 34 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su venta de víveres su historia empezó a vender frutas en la ciudad de Portoviejo, pero tuvo la oportunidad de comprarle una tienda a su hermana hace 2 años empezó con poco capital pero tuvo la oportunidad pero con el pasar del tiempo ha ido incrementando su negocio, su trabajo lo hace con su esposa, no tiene dificultades, está casado, tiene hijos, su sueño más importante es tener un local grande y muy estable con puertas adecuadas y bien surtido y también seguir estudiando y en lo familiar desea darle un buena educación a sus hijos y seguir adelante con su familia para mejorar su calidad de vida. Por eso quiere el préstamo para su venta de víveres.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,075 helped Joffre Eloy to add merchandise, rice, oil, sweets.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 8, 2012
Mar 11, 2012
Currency Exchange Loss:
Apr 10, 2012