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Nataliya, her husband and two small children live in the town of Belaya Tserkov, not far from Kiev. She sells vegetables, fruits, seeds for planting and also tools for gardening and farming. Nataliya wisely included a small add-on cost to the products she sells. A combination of factors, such as a good, well-traveled place of business, heating in the kiosk, where vegetables and fruits for sale are stored, working directly with product suppliers, give Nataliya certain advantages in running the business as compared to her competitors. Nataliya has been involved in this business for three years. Having started her own business due to the absence of regular work with a decent salary, she is only glad now that she once decided to open her own business. Nataliya plans to invest the loan in the amount of 8 000 hryvnia, received from Kiva, into a purchase of seeds for planting and soil for flowers.
View original language description ↓
Наталия с мужем и двумя маленькими детьми живет в городе Белая Церковь недалеко от Киева. Она торгует овощами, фруктами, семенами для рассады, а также хозтоварами для сада и огорода. Наталия мудро установила небольшую наценку на реализуемый товар. В сочетании с хорошим проходным местом торговли, отоплением в киоске, где хранятся овощи и фрукты на продажу, работой напрямую с поставщиками товара, это дает Наталии определенные преимущества в ведении бизнеса по сравнению с конкурентами.

Наталия занимается этим видом деятельности уже 3 года. Начав свое дело из-за отсутствия нормальной работы с приличной зарплатой, Наталия только радуется тому, что однажды решила открыть свой бизнес. Она планирует вложить полученные от КИВА средства в размере 8 000 гривен в приобретение семян для рассады и земли для цветов.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nataliya to buy seeds for planting and soil for flowers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Mar 6, 2012
Currency Exchange Loss:
Jul 3, 2012