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Yonie Group
In this Group: Kadiatu, Mabinty , Barrie , Mabinty, Abibatu
Kadiatu is the leader of this group of entrepreneurs. Kadiatu was born in Yoni village in Northern Sierra Leone about thirty-seven years ago. She is married. The couple has 2 children who are attending primary and secondary schools. Kadiatu sells ready-to-wear-clothes and has been doing this business for fifteen years now.

With the help of this loan, Kadiatu and her group members will be able to expand their businesses, make more sales and consequently improve on their living conditions. Kadiatu will use her share of the loan (SLL 1,000,000) to buy gara lapper making materials – ink, caustic soda, powder, white cotton cloths, etc. in order to produce larger quantities, to add to her current selection.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 45
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Yonie Group's $1,175 loan helped a member to buy gara lapper (dyed cloths) making materials – ink, caustic soda, powder, white cotton cloths, etc. in order to produce a larger quantities of cloths.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 22, 2012
Mar 8, 2012
Currency Exchange Loss:
Jan 15, 2013