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74-Las Positivas Group
In this Group: Ana, Blanca, Kathia Cecilia, Ruth Yery, Felipa, Helen Deyanira, Cinthia, Yanily, Luis Henrry, Charles Jonathan
The communal bank "74-Positivas" is made up of ten people, 8 women and 2 men. They make their livings in different businesses. The president of the bank is Mrs. Blanca. She lives in the Bendek neighborhood and works selling "anticuchos", [a very traditional Bolivian food similar to kebabs, prepared with cow giblets and potatoes].

The borrower lives in a family home and she has been developing the sale of "anticuchos" for three years. She has had good earnings from the sales and she is expanding her business to have even greater sales. She is requesting a loan to purchase products such as potatoes, peanuts, and meats for the preparation of "anticuchos".

The borrower appreciates this institution for the opportunity given to her and at the same time appreciates how quickly she was assisted. This loan allows her to improve her business and thus improve the quality of life for her whole family.
View original language description ↓
El Banco de Emprendimiento las 74 – POSITIVAS esta compuesta por diez integrantes de los cuales ocho son mujeres y 2 varones que se dedican a distintas actividades, la presidenta del banco es la Sra. Blanca ella vive en la zona de Bendek, se dedica al venta de anticuchos que son un acomida muy tradicional de Bolivia que son como las brochetas, que esta elaborado con menudencias de la vaca y con papa, la solicitante vive en casa familiar, la venta de anticuchos la viene desarrollando desde hace tres años, teniendo buenos ingresos por ventas, la solicitante esta ampliando su negocio y así tener mayor venta. Esta solicitando el crédito para la compra de insumos como papa, maní, carnes para la elaboración de sus anticuchos, La solicitante agradeció a la institución por la oportunidad brindada y al mismo tiempo agradeció por la rapidez con la que se la atendió, ya que le permite mejorar en sus actividad económica y por ende mejorar su calidad de vida de toda su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 153
    View loans »
    Bolivia Loans Fundraising
  • $36,669,875
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 74-Las Positivas Group's $4,325 loan helped a member to purchase products such as potatoes, meat, and peanuts for the preparation of "anticuchos" [Bolivian-style kebabs].
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 4, 2012
Mar 12, 2012
Currency Exchange Loss:
Sep 15, 2012