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This is Marissa, 46, a resident of Manila, Philippines. She is married to Amado, her business partner, and is the mother of three children. Marissa, together with her husband and children, manages the household while running the business. She is working hard to provide income for their everyday expenses and her children’s studies.

Marissa operates a market stall. She sells vegetables, raw products and condiments in the community market. She buys vegetables and other common items used in cooking and sell them by weight or individually. Her regular customers are her neighbors and the local community. She earns a minimum of Php 500 in sales every day.

To help her continue operating her business, she is requesting a Php 22,000 loan. She will use the loan to buy more vegetables and condiments to expand her product inventory. She expects a boost in her business income as she expands her business.

Marissa dreams of giving her all her children a high-quality education and of building a house in her province. She faithfully meets up with her co-fellowship members* to share stories of her work every week. She draws strength and inspiration from the Word of God she studies.

*All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 440
    View loans »
    Philippines Loans Fundraising
  • $69,730,950
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Marissa to stock additional vegetables and other products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 20, 2012
Mar 8, 2012
Currency Exchange Loss:
Jul 15, 2012