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Anahit is 57 years old and she is a musician. She lives in Stepanavan city, Lori region, with her retiree mother. Anahit is a widow, and her only son lives in Russia.

Anahit works at School of Arts as a choir supervisor. Simultaneously with her work at school, Anahit has been running her own clothes and shoe sales business for about 10 years. Anahit sells men’s, women’s and children’s clothes and shoes. She buys her merchandise from Yerevan and resells it in Stepanavan city in her own stall. Anahit says that her business profit allows her to provide for herself and her mother, as Anahit’s salary and her mother's pension are not enough to keep the family.

Anahit intends to buy spring clothes and assorted shoes to resell, so she is seeking a 1,000,000 AMD loan.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • 388.9
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Anahit to buy spring clothes and assorted shoes to resell.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Mar 12, 2012
Currency Exchange Loss:
Nov 18, 2013