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Virginia is a 58 years old widow. She has four adult children who are already living independently. She sells food at a crowded market in La Paz that is very busy during lunch hour. This is her first loan with the institution and she will use the loan to buy a stove for her business and to repair her sales stall. The challenges that Virginia faces in her business are increasing food sales, gaining more customers, and being better than the competition so that she can generate more income. She feels very happy and grateful for the opportunity provided through the granting of the loan.
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La Sra. Virginia tiene 58 años y es viuda con 4 hijos que son Mayores de edad ya hicieron sus vida independiente, ella se dedica a la venta de comida que se encuentra en un mercado muy concurrido de la ciudad de la Paz donde a la hora de almuerzo es muy lleno, Este préstamo es la primera secuencia dentro de la institución y Virginia utilizara este préstamo para compra de cocina para su negocio y la refacción del su puesto de venta, Virginia enfrenta retos en su negocio que son Incrementar la venta de comida y tener mas clientes y ser mejor que la competencia, y así generar mas ingresos y mejorar sus ventas, se siente muy feliz y agradecida por la oportunidad que le brindan en la otorgación del crédito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 136
    View loans »
    Bolivia Loans Fundraising
  • $36,366,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Virginia to purchase a stove and repair her sales stall.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Mar 10, 2012
Currency Exchange Loss:
May 17, 2013