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Harold Giovanny
Harold is a young, enthusiastic entrepreneur with many future goals. He’s 25 years old and works for a private firm as a Payroll Keyboarder. One of his great dreams is to finish building his room which is why he’s asking for a loan. The young man states that he feels very pleased with the opportunity Afodenic and Kiva are giving him who together and with the loan granted will lead to his dream becoming a reality. His plan for the future is to finish building his house.
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Harold, joven entusiasta, emprendedor y con muchas metas a futuro tiene la edad de 25 años, labora para una empresa privada, ocupando el cargo de Digitador de Nomina, uno de sus grandes sueños es llegar a ver la culminación de su cuarto razón por la cual está solicitando que se le otorgue el crédito. El joven manifestaba sentirse muy complacido por la oportunidad brindada que le están dando Afodenic y kiva quienes en conjunto y con el financiamiento dado harán que el mire su sueño hecho realidad, su plan a futuro es ver finalizada la construcción de su vivienda.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Harold Giovanny to buy building materials and supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Mar 10, 2012
Currency Exchange Loss:
Jan 19, 2013