A loan of $1,700 helped to buy raw materials to prepare her fast food, such as sausages, bread, baloney, cheese, and many more ingredients. She also plans on investing in merchandise such as gold and silver jewelry.

Vilma Rosa's story

Vilma is 59 years old. She lives in the city of Cartagena. She is a widow with four children aged 31 to 40 years old. Since her husband died 29 years ago (he had a store in the market where he sold prepared food and groceries), she had to assume responsibility for her children. She closed his business and started to sell various merchandise in the city such as gold and silver jewelry and general clothing. With her business she was able to get her daughters ahead because it went very well for her. This is because of the support she received from the Fundación Mario Santo Domingo. She has received 17 loans from this organization over 14 years. With this support her life has changed a lot. Her business was very small and she only had one, and now she also generates income and jobs with her microbusiness selling fast food. She has display cases and her income has increased, generating a better quality of life for her. Since her clientele is growing, she requires permanent working capital to be able to respond quickly. The working capital she has is now insufficient and that is why she is turning to a Kiva loan, her 18th loan with the Fundación Mario Santo Domingo. With it, she will buy materials to make her fast food such as sausages, bread, baloney, cheese and other ingredients. She will also invest in merchandise such as gold and silver jewelry to fill orders her customers have made. Her work experience in her two microbusinesses and the popularity her businesses have in the area make this a potentially great investment that will generate more income to keep fortifying her own wellbeing and that of her family.

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Translated from Spanish by Kiva volunteer Ellen Donohue

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