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Tum is a local farmer from Prey Chor district of Kompong Cham province. She has a common-law relationship with her husband who works in the same business and she is blessed with five children. They all are married and live independently around the province. Tum is now 60 years old and she has been in rice husbandry for over 30 years with a good experience she has learned from it.

Tum has applying for a loan to dig a well in her yard for household use because previously, her family has met with difficulties, especially in the dry season due the lack of enough water or they have to go far from the village to get it. Tum is very happy and grateful for a constant help from our lenders. Now, it’s her third loan with HKL.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 212
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Tum to dig a well in her yard for household use.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 3, 2012
Mar 7, 2012
Currency Exchange Loss:
Feb 19, 2014