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Roberto José
Roberto José works as a radio announcer in Managua. He is studying the career of Marketing and Publicity. He is requesting the loan to pay for a specialization in Marketing Management.

His dream is to be able to have his own publicity and marketing business. His motivation is to get his family ahead through his effort. It gratifies him to come to be a professional.
View original language description ↓
Roberto José trabaja como locutor en una radio de Managua, está estudiando la carrera de Marketing y Publicidad, y está solicitando el crédito para pagar una especialización en Dirección de Marketing. Su sueño es poder tener su negocio propio, relacionado con la publicidad y el marketing. Su inspiración es sacar adelante a su familia a través de su esfuerzo, le da satisfacción llegar a ser una profesional

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Roberto José to pay for specialization.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Mar 11, 2012
Currency Exchange Loss:
Sep 18, 2013