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Karla Patricia
Karla's desire to do well professionally makes her stand out from the rest as she overcomes the obstacles that life puts in her path. Karla is currently studying for a degree in accountancy. She is requesting this loan so that she can pay for the course that will allow her to obtain her degree. In a few years time she sees herself working in a bank or in her own office. She is very keen to start out in this new stage of her life, the stage of being a professional.
View original language description ↓
El deseo de superarse profesionalmente le hace destacarse entre los demás, rompiendo los obstáculos que se le presenten en la vida. Actualmente Karla es estudiante de la carrera de contabilidad, está solicitando el crédito para pagar el curso que le permitirá obtener su título. Dentro de algunos años se ve trabajando en un banco o en su propia oficina. Está muy ansiosa por empezar ésta nueva etapa en su vida, la etapa de ser una profesional.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Karla Patricia to pay to finish her studies.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Mar 9, 2012
Currency Exchange Loss:
Mar 17, 2014