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Francis Jhoan
The biggest dream that Francis has is to be a professional in order to guarantee stability for her family.

The requested loan will be to pay for a course she needs for her degree in Accounting.

She wants to contribute to the progress of the country. She would also like to come to have her own business.

Her greatest inspiration is her son because her intention is to offer him the best. He is the motor that drives her life.
View original language description ↓
El mayor sueño de Francis es ser una profesional para garantizar la estabilidad de su familia. El crédito solicitado será para pagar el curso de titulación de su carrera de Contabilidad. Quiere constribuir con el progreso del país, también le gustaría llegar a tener una empresa propia. Su mayor inspiración es su hijo porque su propósito es ofrecerle lo mejor, es el motor que impulsa su vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Francis Jhoan to pay for a course she needs for her degree in Accounting.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Mar 9, 2012
Currency Exchange Loss:
Mar 17, 2014