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Kossi is a 34-year-old man. He is married to a nurse and has one child. Since 2011 he has worked as a cosmetics seller. He works in a store with one other person. He buys his products in Lomé, and his main difficulty is slow sales.

Kossi has requested his first loan through WAGES in order to buy cosmetic products (body ointments, shower gel, etc.). He would like to reinvest in his business and open a second store. He says that with the profits he plans to take care of his family's needs.
Kossi est un homme âgé de 34 ans. Il est marié à une infirmière et a 01 enfant.
Kossi travaille comme revendeur de produits cosmétiques depuis 2011. Il exerce avec 01 personne son activité dans une boutique. Il s’approvisionne à Lomé et sa difficulté principale est la mévente.
Kossi a requis son premier crédit de WAGES afin d’acheter des produits cosmétiques( pommade pour le corps, gel douche et autre). Il veut réinvestir dans l’activité et ouvrir une seconde boutique. Il dit qu’avec les profits il prévoit d’assurer les besoins de sa famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $9,000,575
    Funds lent in using Kiva
  • 491.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD