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This client is 39 years old, married, and mother of one child. She stopped her studies just short of high school, and began to pursue hairdressing by taking a class to learn how to become a hairdresser. Two years after obtaining her certification, she opened her own hair salon.

She has been a client of Hope for over one year now. She is in her fourth loan cycle. The previous loans have brought about a big change in her social life, and they have improved her working conditions.

With this new loan, she will buy a new facial toning device, a new drier, 50L of conditioner, 50L of hair straightening cream, hairpieces, hair extensions, and hair weaves. She has a very good work strategy. She has built a loyal customer base, and she has special offers every weekend. She currently employs over ten assistant hairstylists who are learning under her tutelage.

She is very entrepreneurial and employs over ten apprentice hairstylists who work under her command. She is thinking about opening another hair salon.
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Cette cliente est âgée de 39 ans, elle est mariée et mère d'un enfant, elle se lance dans la coiffure quand elle arrête ses cours en classe de troisième,et elle rentre dans un cours d'apprentissage de coiffure.
Deux ans après l'obtention de son certificat, elle ouvre son propre salon de coiffure.

Elle est une cliente de Hope depuis plus d'une année, elle est a son quatrième cycle de prêt et ces prêts ont apportés d'important changement dans sa vie sociale et a améliore ses conditions de travail.

Avec ce nouveau prêt, elle va acheter un nouveau appareil a soin de visage, un nouveau casque , 50 l de démêlants, 50l de defrisants, des postiches, mèches et tissages.
Elle a de très bonne stratégie de travail, elle a su fidéliser ses clients et fait des promotions chaque weekend ,elle emploie a l'heure actuelle plus de 10 aide coiffeuses qui apprennent auprès d'elle.

Tres entreprenante, elle emploie environ plus d'une dizaine des eleves stagiaires qui travaillent sous ses ordres, elle pense a ouvrir un autre salon de coiffure

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 491.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Hawa to buy a new drier, facial toning device, 50L of hair straightening cream, conditioners.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 13, 2012
Mar 2, 2012
Currency Exchange Loss:
Sep 15, 2012