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Oganes lives in the village of Skhvilisi, South Georgia. He is 31 years old, married and lives with his family: wife – Kristine, 5-year-old daughter and parents. Oganes works as a construction worker in his district. At the same time, he leads the agricultural business of the family. His mother assists Oganes. His father has health problems and gets a relevant monthly pension from the government. Oganes grows potatoes on a family-owned plot of land. He sells harvested potatoes in the village and to green grocery retailers. Total average monthly income of the family is 300 GEL.

Oganes requested credit for purchasing better-quality potato seeds. He will get more harvest and sell it locally. The income of the family will increase. Oganes plans to use increased income for financing family daily needs.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,578,400
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Oganes to purchase potato seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2012
Mar 7, 2012
Currency Exchange Loss:
Oct 15, 2012