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Khalifa has been a shopkeeper for 7 years. In addition, he also raises livestock. This is his first experience taking out a loan. Khalifa is 32 years old and married. He started working as a vendor early on: he used to work as an itinerant vendor and eventually opened a shop.
He is going to use his loan to buy sugar, tamarind, beans, cereals, salt etc. He carries these items in his shop but he also visits other sellers to offer his wares and take their orders. As to expenses, he pays rent on his shop. Like every good vendor, Khalifa would like to diversify his merchandise and services so as to improve the living condition of his family.
View original language description ↓
Khalifa est boutiquier depuis 7 ans. En plus de cela, il fait aussi de l’embouche. Il est à sa première expérience de crédit .Khalifa âgé de 32 ans, marié a investi très tôt dans le commerce : il faisait le marchand ambulant et petit à petit il a ouvert une boutique.
Avec le crédit il va acheter du sucre, du tamarin, des haricots, des céréales, du sel... ; de ces produits il en stocke dans sa boutique mais il fait aussi le tour des marchands pour leur vendre et recueillir leurs commandes. Comme charges, il paie la location de sa boutique.
Comme tout bon commerçant, Khalifa veut diversifier ses produits et services pour améliorer les conditions de vie de sa famille.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 25
    View loans »
    Senegal Loans Fundraising
  • $14,756,775
    Funds lent in using Kiva
  • 491.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Khalifa to buy cereals (millet, corn, wheat), tamarind, sugar, salt and other miscellaneous products.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 14, 2012
Mar 2, 2012
Currency Exchange Loss:
Mar 20, 2013