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Habess is a 43-year-old married man and father of six children. He has been raising cows for 20 years on his own small farm.
His business is just going fine, but he needs external support to increase and improve his income. That's why he applied for his first loan from Kiva partner Al Majmoua, in order to increase his cattle and provide them with the best quality food and vitamins to produce the best dairy ever.

Habess is a hardworking man, with a good reputation. He seeks the best for his family. Habess will also invest part of the loan in buying living room furniture for his house, because their old furniture isn't good any more.

Habess hopes to stay in good health to stay capable of providing his family with the best living.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 85
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Habess to increase his cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 6, 2012
Mar 6, 2012
Currency Exchange Loss:
Mar 15, 2013