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El Renacer De Chacrasana Group
In this Group: Maria Teresa, Loyda, Magali, Marisa, Olinda Gloria, Aurora Patricia*, Mirian Idalu, Elba Emilia, Miriam
* not pictured
The communal bank ‘El Renacer de Chacrasana’ is made up of 9 enterprising and responsible women.

Elba is 57 and married with 3 children, who live independently. Elba made the decision to start her own business because she wanted to get ahead and afford her family a better quality of life. She set up a stationery in her home and she has been in this line of work for 8 years. Elba is proud, because with her husband’s help she has succeeded in her children becoming professionals. Currently she is supporting one of her granddaughters with her education.

She will use the loan requested to buy school equipment, such as notebooks, ballpoint pens, folders and felt-tip pens so she will have them to offer her customers for the school year. Elba’s wish is to continue working positively and therefore continue to help her granddaughter. The communal bank ‘El Renacer de Chacrasana’ are grateful for the loan offered and they are committing to continue working well.
View original language description ↓
La Alcancía Comunal “El Renacer de Chacrasana” está conformado por 09 mujeres emprendedoras y responsables. Elba tiene 57 años de edad es casada con 03 hijos independientes. Con los deseos de superarse y de brindarle una mejor calidad de vida a su familia Elba toma la decisión de emprender su propio negocio instalando en su domicilio una librería bazar la cual lleva más de 08 años en ese rubro. Elba está orgullosa ya que con la ayuda de su esposo a logrado que sus hijos sean profesionales. Actualmente apoya a una de sus nietas con su educación. El crédito solicitado lo utilizará para comprar útiles escolares como cuadernos, lapiceros, fólderes y plumones y así tener que ofrecer a sus clientes por campaña escolar. El deseo de Elba es de seguir trabajando positivamente y así seguir ayudando a su nieta. La Alcancía Comunal “El Renacer de Chacrasana” están agradecidos con el crédito brindado y se comprometen a seguir trabajando bien.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,319,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Renacer De Chacrasana Group's $4,425 loan helped a member buy exercise books, ballpoint pens, folders and felt-tip pens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 23, 2012
Mar 8, 2012
Currency Exchange Loss:
Sep 15, 2012