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Nataliya is 44 years old and raising a daughter. In May of 2010, in search of an additional source of income for her family, Nataliya decided to get involved in providing food services and invested an initial sum of 80,000 som (KGS). Putting all of her efforts into developing this business, she achieved success, and her monthly profit now amounts to about 25,000 som (KGS). The earnings from this business allowed her to lease a more comfortable building for her cafe. In order to continue developing her business, Nataliya requested a loan in the sum of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to increase her working capital in order to expand the selection of the cafe menu offerings and to purchase chairs and tables. This would allow her to increase the number of customers and provide employment for local students. Nataliya plans to invest the earnings from the loan into developing her cafe and dreams of creating a chain of cafes in Jalal-Abad in the future.
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Наталии 44 года, воспитывает одну дочку.
С мая 2010 года, в поисках дополнительного источника дохода для своей семьи, Наталия решила заняться предоставлением услуг общественного питания, вложив начальную сумму 80,000 сом (KGS). Приложив все усилия для развития своего бизнеса, Наталия добилась успеха – на сегодняшний день ее ежемесячная прибыль составляет около 25,000 сом (KGS). Доходы от деятельности позволили Наталии арендовать более уютное здание под свое кафе.
В целях дальнейшего увеличения своего бизнеса, Наталия обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на увеличение оборотных средств для расширения ассортимента блюд в меню кафе, приобретения стульев и столов. Это позволит ей увеличить количество клиентов кафе, а также обеспечить рабочими местами местных студентов. Доходы от кредита Наталия планирует вложить развитие кафе, а в будущем мечтает создать сеть кафе в г.Жалал-Абад.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 65
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,175 helped Nataliya to increase working capital.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Feb 29, 2012
Currency Exchange Loss:
Jan 18, 2014