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Svetlana is 43 years old. She lives in Vosketas village with her husband, two sons, and daughter. The family earns its main income from agriculture: land cultivating and cattle breeding. Svetlana would like to develop farming but she needs the financial means. With the help of this loan she wants to purchase potato seeds and fertilizer to insure healthy growth of potatoes. Svetlana expects to gather a rich harvest which will help her not only to sustain her family during the year, but also to sell and earn additional income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Svetlana to pay for potato seeds and fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 22, 2012
Mar 5, 2012
Currency Exchange Loss:
Nov 18, 2013