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Anni, age 37, lives in Hartavan village with her husband and three children. Anni's husband is a retailer. He also helps Anni to run the family farm, where they cultivate land and breed cattle. As a result of hard work and patience, the couple has developed the farm and have been able to support their children.

Anni wants to increase the number of cattle. She also needs some means to purchase necessary forage to feed the cattle. This loan will help Anni to earn more income, which is vital for her to cover the rising costs of the family and to ensure a prosperous life for her children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $15,757,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Anni to purchase cattle and pay for cattle forage.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 23, 2012
Mar 5, 2012
Currency Exchange Loss:
Jan 17, 2014