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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The client is a member of the business group Abigaël. A young entrepreneur, she is 44 years old and married with six young children. Her husband is a police officer. She sells food products and other items, and has been practicing this income-generating activity for three years.

She has been granted her 4th loan from Hekima. She will use this new credit to buy fish, one carton of cigarettes, etc. for resale.

She wants to see her children grow up comfortably, and she would also like to buy a plot of land. She wishes to thank Hekima for its efforts to help poor women who don’t have access to traditional banking.
La cliente est membre du groupe d’affaire «Abigaël »,jeune entrepreneur, âgée de 44 ans, mariée, mère de 6 jeunes enfants. Son mari est un policier. Elle est vendeuse de produits alimentaires et divers. Il y a 3 ans révolus qu’elle exerce ces petites activités génératrices de revenus. Cependant, elle vient d’obtenir son 4eme crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec les poissons, 1 carton de cigarette, etc., à marchander. En plus, elle souhaite voir ses enfants grandir confortablement et acheter une parcelle. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,512,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $1,700 loan helped a member to buy fish for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 22, 2012
Feb 29, 2012
Currency Exchange Loss:
Jul 15, 2012