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Yulyana is a 38-year-old widow. She has two children from her marriage, Sherlin, 20 years old and married; Benyamin, 13 years old and studying at Elementary School, grade 6. Yulyana lives with her father and children in a rented house.

As a single parent Yulyana keeps working hard to cover her family needs and Benyamin’s school expenses. She initiated a kiosk business six years ago using her own capital. She usually wakes up at 2 am to prepare yellow rice, fried cakes and other dishes to sell. At 5 am she goes to school to start her business activities during the day until 3:30 pm.

Last month Yulyana ran out of capital as it has been used to pay Benyamin’s school fees. Yuliana used to join in the group lending program and now she is joining in the individual lending program, Yulyana applied for a loan of IDR 4,000,000 from TLM. She wants to spend the loan to buy snacks, children's accessories, etc.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 90
    View loans »
    Indonesia Loans Fundraising
  • $5,738,675
    Funds lent in using Kiva
  • 9,139.5
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Yulyana to purchase retails stock such as snacks, children's accessories, etc.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 22, 2012
Mar 9, 2012
Currency Exchange Loss:
Dec 17, 2013