A loan of $450 helped to purchase retails stock such as snacks, children's accessories, etc.


Yulyana's story

Yulyana is a 38-year-old widow. She has two children from her marriage, Sherlin, 20 years old and married; Benyamin, 13 years old and studying at Elementary School, grade 6. Yulyana lives with her father and children in a rented house. As a single parent Yulyana keeps working hard to cover her family needs and Benyamin’s school expenses. She initiated a kiosk business six years ago using her own capital. She usually wakes up at 2 am to prepare yellow rice, fried cakes and other dishes to sell. At 5 am she goes to school to start her business activities during the day until 3:30 pm. Last month Yulyana ran out of capital as it has been used to pay Benyamin’s school fees. Yuliana used to join in the group lending program and now she is joining in the individual lending program, Yulyana applied for a loan of IDR 4,000,000 from TLM. She wants to spend the loan to buy snacks, children's accessories, etc.



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Loan details