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Ainagul is a 49-year-old widow who is raising a son, still in school. Like many families in search of income for their family, Ainagul fattens livestock. She started this activity in 2009 with an initial amount of 20,000 som (KGS). Today, she owns one cow and a couple of sheep, and the sale of dairy and meat products allows her to earn close to 8,000 som per month for her family. In order to further expand her business, Ainagul has turned to Bai Tushum & Partners for a loan of 50,000 som (KGS). She will use this loan to buy a dairy cow. With her revenues, she plans to do some repairs in her apartment.
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Айнагул 49 лет, вдова, воспитывает сына – школьника. Как и многие семьи в поисках доходов для семьи, Айнагул откармливает скот, начав этот бизнес в 2009 году со стартовой суммы 20,000 сом (KGS). На сегодняшний день, Айнагул содержит одну корову и две овцы в своем хозяйстве, продажа молочных и мясных продуктов позволяет зарабатывать для семьи около 8,000 сом в месяц. В целях дальнейшего расширения бизнеса, Айнагул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку дойной коровы. Доходы Айнагул планирует вложить в проведение ремонта в квартире.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,897,275
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ainagul to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 22, 2012
Feb 28, 2012
Currency Exchange Loss:
Mar 15, 2013