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Margelita is 45 years old, married and has six children. With all her children in school, Margelita works very hard to provide for them.

Margelita runs a sari-sari (variety) store in the Philippines and requested a PHP 15,000 loan through NWTF to buy more items to sell.

Margelita has been in this business for 12 years and sells a variety of items such as rice, canned goods, soft drinks and other groceries.

In the future Margelita would like to save enough money to expand her general store.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 320
    View loans »
    Philippines Loans Fundraising
  • $70,648,200
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Margelita to buy more items to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 2, 2012
Feb 28, 2012
Currency Exchange Loss:
Aug 15, 2012