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Perenise is a 34-year-old woman living in the town of Salelavalu Tai. She is married and has 5 school-aged children. To make a living, Perenise owns & operates a fishing business, harvesting & selling ocean-caught fish in the local community. Perenise has been engaged in this business for over 6 years and earns approximately 450 WST a month from these activities.

In 2008, Perenise joined SPBD to gain access to financial services to help improve her living situation and her ability to engage in business activities. Perenise has successfully repaid a previous loan of 1500 WST from SPBD. Perenise is requesting a second loan of 1800 WST, which will be used to purchase fishing equipment, including hooks & nets. Perenise plans to use the additional revenue generated from the business to improve and expand her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 50
    View loans »
    Samoa Loans Fundraising
  • $8,168,975
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Perenise to purchase fishing equipment, including hooks & nets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 10, 2012
Feb 28, 2012
Currency Exchange Loss:
Mar 15, 2013