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Elba Edita
Elba is a 44-year-old woman and has many aspirations of prospering her cosmetics sales business within the next few years. Her story started because she separated from her husband and did not know what to do. A friend recruited her to join Yanbal and her job involves working alone on a schedule that is determined by what her customers need. Elba faces difficulties, such as crime. She is not married and has two children.

Her greatest wish is to have more offer merchandise to offer because she can earn a higher percentage as commission. For this reason, this loan will be used to buy natural products.

View original language description ↓
Elba es una mujer de 44 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su venta de cosméticos su historia empezó porque se separo de su esposo y no sabía qué hacer entonces una amiga la inscribió en Yambal, su trabajo lo hace sola en el horario que el cliente lo requiera, tiene dificultades son la delincuencia, no está casada, si tiene2 hijos, su sueño más importante es tener más mercaderías en oferta para de esa manera ganar un porcentaje más alto. Por eso quiere el préstamo para sus productos naturales.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Elba Edita to buy crèmes and perfumes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 9, 2012
Feb 29, 2012
Currency Exchange Loss:
Jan 15, 2013