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Unidas Por Siempre Group
In this Group: Dominga, Jane Alida, Katherine Vanessa, Yanina Susana, Cinthya Janeth, Margot Carmen, Isela Dorita, Gloria Yohana
The 'Unidas Por Siempre' community bank is a group with eight members who have been working within the Prosperidad program for four months.

Yanina is a member of this group. She is 39 years old, separated, and has two dependent children. Yanina has been selling clothing for more than 15 years. With some effort, she was able to set up a space in her home where she can display her garments. Over time, she has improved her business and started selling beauty products as well. Yanina is proud because, through her hard work, she has been able to help her children in their studies and improve their home.

With the aim of continuing to make progress, Yanina has requested a loan to invest in her business buying polo shirts, shorts, skirts and beauty products such as perfume, talcum powder, creams, etc. This will give her more products to offer her customers. Yanina's wish is to continue growing in her business. The 'Unidas Por Siempre' community bank are grateful for the help that they are being given as it will enable them to make progress. In the photo, Yanina is in the back row, in the center. She is wearing a brown, checkered blouse.
View original language description ↓
La Alcancía Comunal “Unidas Por Siempre” es un grupo que está conformado por 08 socias que llevan 04 meses trabajando con el Programa- Prosperidad, siendo Yanina una de las integrantes, ella tiene 39 años de edad es separada con 02 hijos aún dependientes. Hace más de 15 años que Yanina se dedica a la venta de prendas de vestir, con esfuerzo pudo habilitar un espacio en su vivienda, la cual le permite exhibir sus prendas, a medida que fue pasando el tiempo ha mejorado su negocio, pues a complementado su negocio ofreciendo productos de belleza. Yanina está orgullosa pues con su esfuerzo a podido ayudar a sus hijos con sus estudios y mejorar su vivienda. Con el fin de seguir mejorando solicito el crédito para invertir en su negocio comprando polos, shores, faldas y productos de belleza como perfumes, talcos, cremas, etc. Y de esta manera tener que ofrecer a sus clientes. El deseo de Yanina es de seguir creciendo en su negocio. La Alcancía Comunal “Unidas Por Siempre” están agradecidos por la ayuda brindada ya que hacen posible su progreso. Yanina está ubicada en la parte posterior, al centro, ella viste una blusa a cuadros color marón.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Unidas Por Siempre Group's $2,300 loan helped a member to buy polo shirts, shorts, skirts, perfume, talcum powder and creams.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 21, 2012
Feb 29, 2012
Currency Exchange Loss:
Jul 15, 2012