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Ayub is a 36-year-old farmer who is married to Meriana, a 36-year-old lady. Ayub and Meriana are blessed with two children from their marriage, namely: Fenny, 14, who is studying in the 2nd grade of Junior High School, and Ferdy, 11, who is studying at the 4th grade of Elementary School.

Ayub has been a farmer for years. From the job, Ayub is able to earn income to finance his children's schooling costs and households needs. He cultivates vegetables such as mustard greens, water spinach, tomatoes and cucumber at his farm. Ayub is lucky since his neighbor allows him to utilize part of the field to cultivate paddy. The income from the harvest will be shared equally with the landlord.

At the end of January Ayub spent his capital to plant rice and to buy the fertilizer. He plans to continue cultivating vegetables but he needs more money to buy more seedlings and fertilizer. Therefore he is requesting a loan from TLM amounting to IDR 4,000,000. Ayub is hoping that TLM will help him through the loan assistance for his business improvement.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 107
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,040.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Ayub to purchase more seedlings and fertilizer.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 21, 2012
Feb 28, 2012
Currency Exchange Loss:
Jun 17, 2013