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Chea, age 52, is a humble resident who has been residing in Dongkor commune, Phnom Penh City. She is married with four children and is involved in the grocery selling business. She sells breakfast, lunch, dinner, and some types of soft drinks in a local market. She works tirelessly from day to day without any rest, except she gets ill because she wants to save money to ensure a bright future for her children. From this business, she is able to generate an average of 5.00 USD per day.

Recently, there are some broken parts of her house that need to be repaired on time, so Chea requested a loan from HKL to buy some construction supplies and to pay for construction laborer costs. She hopes that her living conditions will improve through using the loan from Kiva.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 71
    View loans »
    Cambodia Loans Fundraising
  • $41,838,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Chea to buy some construction supplies and to pay for construction laborer costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 8, 2012
Mar 4, 2012
Currency Exchange Loss:
Aug 15, 2012