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Carmen is 58 years old and married with two children. She works very hard to provide for them.

Carmen runs an ambulant business vending plastic wares in the Philippines. She requested a PHP 15,000 loan through NWTF to purchase more stock of plastic ware.

Carmen has been in this business for 41 years.

In the future, Carmen would like to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 487
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Carmen to purchase more plastic ware.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 13, 2012
Feb 28, 2012
Currency Exchange Loss:
Nov 15, 2012