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Kring, age 42, has spent most her lifetime involved in rice farming along with her husband. They live and work in the Baray district of Kompong Tom province. They have been blessed with three children, two of whom are working at a garment factory in Phnom Penh, while the youngest child is studying in the province.

Kring would like to acquire a loan from HKL in order to purchase a piece of land to improve the business, thereby producing a stronger income from it. Kring’s dream is to provide for a higher education for her third child, preferably resulting in a university degree - a goal she is willing to work as hard as necessary to attain.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 59
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • 4,022.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Kring to purchase a piece of farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Mar 4, 2012
Currency Exchange Loss:
Feb 22, 2013