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Varsik is 49 years old and she lives in Tsovagyugh village, Sevan area. She is married and has two children: a daughter and a son. Varsik’s daughter is married and she lives separately from her parents; Varsik's son has just finished serving in the Armenian army.

Varsik, her husband and their son are engaged in animal breeding and potato growing as well. Together, they rear cows, sheep and pigs. They sell produced dairy products and meat and thus support their family.

Varsik intends to develop her farm. Therefore, she wants to buy bull-calves for her farm. She is seeking a $ 2.500 loan to buy some bull-calves and fodder as well.

This is Varsik’s second loan from Nor Horizon.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 170
    View loans »
    Armenia Loans Fundraising
  • $17,071,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Varsik to buy some bull-calves and fodder as well.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 23, 2012
Feb 27, 2012
Currency Exchange Loss:
Aug 17, 2013