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Cristina is 39 years old, married, and has two children.

Cristina works hard to provide for her family. She runs a business direct-selling Avon products in the Philippines and she requested a PHP 12,000 loan through NWTF to purchase more stocks to sell.

Cristina has borrowed and repaid 3 loans from NWTF before this loan. She has been running her business direct-selling Avon products for two years and also earns additional income from her sari-sari (variety) store and from buying and selling ready-to-wear clothes.

Cristina aspires to build and expand her business to secure the future of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 345
    View loans »
    Philippines Loans Fundraising
  • $70,736,800
    Funds lent in using Kiva
  • 42.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Cristina to purchase more stocks to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Feb 27, 2012
Currency Exchange Loss:
Sep 15, 2012