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Sarin is a 45-year-old, married man residing with his wife and three children in Battambang Province, Cambodia.

For over ten years, he and his wife have been involved in the agriculture business. They have extensive experience in this industry sector, and they have been successful thus far in their careers. Specifically, they grow rice and raise cattle. On average, they earn approximately $8 per day. Sarin also works as a construction worker, allowing him to earn approximately $4 per day of additional income to better support the family.

In order to expand his family’s business operations, Sarin is requesting a loan in the amount of $800 to rent four hectares of farmland for rice growing. By doing so, he would be able to generate more income to support the family. In the future, he would like to expand his agriculture business by purchasing two hectares of farmland for growing even more rice and to help his children get their bachelor degrees. Moreover, he plans to enlarge and strengthen their house to provide better living conditions for the family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 201
    View loans »
    Cambodia Loans Fundraising
  • $39,964,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sarin to rent four hectares of farmland for rice growing purposes.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 10, 2012
Feb 27, 2012
Currency Exchange Loss:
Mar 15, 2013