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07-Pt2-02-Phú Sơn Group
In this Group: Hương, Hoà, Huệ, Tâm, Nguyên
Hương, a 32-year-old single mother of two, is the group leader of the 07-PT2-02-Phú Sơn solidarity group, which consists of five members. Hương lives and works in Thanh Hoa city, an urban area in Thanh Hoa province, where she has operated a retail business selling food for six years, her main business hardship being a lack of capital.

In 2011, Hương joined Thanh Hoa Fund for Poor Women to improve her business. Having fully repaid two previous loans, she is now requesting a new one to buy candy, sugar, milk, vegetables, shrimp, and fish for resale. With her business profit, Hương hopes for her family to be healthy and happy, for her business to do well, and for her children to do well in school.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 154
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 20,710.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 07-Pt2-02-Phú Sơn Group's $1,300 loan helped a member to buy candy, sugar, milk, vegetables, shrimp, and fish for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Feb 27, 2012
Currency Exchange Loss:
Mar 15, 2013