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Flor Maria

Update on Flor Maria

Flor is a 45 year old woman who has great aspirations to prosper in her food sales in the upcoming years. Her story started because her mother taught her the business. She works alone in the afternoons. She sometimes has difficulty with the delinquents. She is married and her husband is a chauffeur. They have 2 children. Her most important dream is to to make her house using cement. For this reason, she would like the loan to help with her food sales.
View original language description ↓
Flor es una mujer de 45 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su venta de comida su historia empezó por que su mama le enseño la profesión, su trabajo lo hace sola lo realiza en las tardes, tiene dificultades son los delincuentes, está casada el esposo es chofer, si tiene2 hijos, su sueño más importante es hacer su casa de cemento. Por eso quiere el préstamo para su venta de comida.

Previous Loan Details

Flor, 28 years old, is a hard working woman who has a food sales business. Her specialty is the sale of "tripita", which is a dish made with cow intestines, and salads ( very common in Ecuador). She started selling tripita with her mother and slowly she began to penetrate the food market and ... More from Flor Maria's previous loan »

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Flor Maria to purchase chicken and vegetables for her food sales.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 3, 2012
Feb 29, 2012
Currency Exchange Loss:
Feb 20, 2013
This photo was used before for a previous loan for Flor Maria. It was first posted on Kiva on Mar, 2011. Learn More