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Sonia's Group
In this Group: Sonia, Paulina, Carmen
View original language description ↓
Carmen, Paulina and Sonia are requesting loans of 600,400 and 1000 soles respectively. They want to invest the funds in buying cocoa, sugar, wheat, potatoes, cheese and other items. They are part of the Community Bank “Llapanchik” - which means “Everyone” in the indigenous language of Quechua – for 5, 3, and 5 years respectively.

Carmen is a 34 year old single mother of 3. Carmen and her sons make chocolates ( using cocoa, sugar, cinnamon and cove). It is a family recipe. They sell their chocolate to stores in the city of Ayacucho. Carmen also works in a factory sorting Chinese beans.
Paulina is 42 years old, single mother of 3 children. She travels twice a week to buy cereals, small animals and cheese to sell in Puente Nuevo.

Sonia is 29 years old, mother of 3. She travels and buys potatoes, cereals and small animals to resell at the Mery Garcia market.
They plan to use their saving to school their children and for emergency funds. They dream to grow their businesses, build their homes and help their children succeed.

Translated from Spanish by Mayra Villegas, Kiva volunteer.

Carmen, Paulina y Sonia pertenecen al Banco Comunal “Llapanchik” que significa “Todos” en quechua hace 5, 3, 5 años respectivamente.

Carmen es madre soltera, tiene 34 años y 3 hijos, Carmen junto a sus hijos elabora chocolates ayacuchanos (elaborado con cacao, azúcar, maní, ajonjolí, canela y clavo), actividad que aprendió de familiares, sus productos los vende al por mayor en tiendas y mercados de la ciudad de Ayacucho. Además Carmen trabaja en un empresa seleccionando arveja china.

Por otro lado Paulina es madre soltera, tiene 42 años y 3 hijos, Paulina viaja a las ferias 2 veces por semana donde compra cereales, animales menores, quesos y los vende en el puente nuevo.

Mientras que Sonia es conviviente, tiene 29 años y 3 hijos, Sonia viaja a las ferias donde compra papa, cereales, animales menores, productos que vende en el mercado Nery garcía.

Carmen, Paulina y Sonia necesitan préstamos de 600 soles, 400 soles, 1000 soles, dinero que será invertido en la compra de cacao, azúcar, cebada, arveja, papa, haba y queso.

Sus ahorros lo utilizarán para alguna emergencia y para la educación de sus hijos.
Los sueños de Carmen, Paulina y Sonia son mejorar más su negocio, sacar adelante a sus hijos, construir su casa.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sonia's Group's $700 loan helped a member carmen, Paulina and Sonia are requesting loans of 600,400 and 1000 soles respectively. They want to invest the funds in buying cocoa, sugar, wheat, potatoes, cheese and other items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 28, 2008
Mar 13, 2008
Currency Exchange Loss:
Jul 28, 2008