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Flor Hortencia
Flor is a 35 year old woman. She is considered a very friendly and hardworking woman. Flor lives with her husband and children in the city of Ibarra in the province of Imbabura.

Flor works alone in the production of cloth, that serves to clean the windshields of vehicles. This cloth is the product of the process of unraveling knitted cloth. It is the second loan she has with Fodemi. This also would be invested in the purchase of scraps of knitted fabric in order to increase the production of cloth, which will generate sales and good income that will improve her quality of life.

Flor dreams of having her own house.
View original language description ↓
Flor es una mujer de 35 años, se considera una mujer amistosa y trabajadora. Flor vive con su esposo e hijos en la ciudad de Ibarra en la Provincia de Imbabura.

Flor trabaja sola en la producción de guaipe, que sirve para limpiar los parabrisas de los vehículos, estos guaipes son producto del proceso de deshilar tela de punto. Es el segundo crédito que realiza en Fodemi, el mismo que será invertido en la compra de retasos de tela de punto para incrementar la producción de guaipe, lo que generará ventas y buenos ingresos que mejoraran su calidad de vida.

Flor sueña con tener una casa propia.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Flor Hortencia to purchase scraps of knitted fabric.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 8, 2012
Feb 29, 2012
Currency Exchange Loss:
Mar 29, 2013