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Marcos Joel
Joel, 20, has many aspirations. In the next few years, he’d like to prosper in his fine art business. Joel paints portraits and has other jobs. Three years ago he started working with an artist who made fine art and began learning from him until he decided that he would do it himself. Joel started out painting religious themes. He works from Monday to Saturday. If his illness causes him any difficulties, his wife helps him out. She is a housewife and takes care of their 1 year old. His big dream is to have a big bazaar. He is requesting the loan to invest in his fine art.
View original language description ↓
Joel es un hombre de 20 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su arte de belleza "hace retratos en pinturas y diferentes oficios" su historia empezó hace 3 años trabaje con un señor que hacia arte de belleza y fui aprendiendo hasta que decidí hacerlo yo y empecé con mi lord, su trabajo lo hace con mi esposa y mi horario es de lunes a sábado, si tiene dificultades son la enfermedad, si está casado su esposa le ayuda ella es ama de casa, si tiene una hija de 1 año, su sueño más importante es tener un bazar muy grande. Por eso quiere el préstamo para su arte de belleza.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $26,543,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Marcos Joel buy tools and paints.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 25, 2012
Feb 29, 2012
Currency Exchange Loss:
Feb 20, 2013