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Mamuka is 40 years old. He is married and lives in the village of Dirbi, West Georgia with his family: his wife – Marine, a 19-year-old son, a 16-year-old daughter and his grandfather. The family members are internally displaced persons as a result of military conflict in the eastern part of the country in 2008. They receive relevant financial assistance from the government. The main source of the income of the family is agriculture. They own 2.5 hectares of land, where garlic, haricots, maize and wheat are grown. Mamuka takes harvested grains and vegetables to nearby towns. Total average monthly income of the family is 800 Laris.

Mamuka requested credit for purchasing barley for sowing. He will sow barley on an additional 2 hectares of land, which will be rented. Also, a small part of the credit will be used for purchasing fertilizers. The income of the family will increase and the family members will be able to purchase additional household goods, to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 48
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Mamuka to purchase barley for sowing and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 9, 2012
Feb 27, 2012
Currency Exchange Loss:
Mar 15, 2013