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Guadalupe Mariela
Doña Guadalupe Mariela, a native of Masaya, has operated her retail business for three years. Her immediate family includes three others. Her neighbors consider her to be honest and hard-working.

The majority of her customers live in Masaya and work in the local market. She buys some of the products she sells in Costa Rica and the rest in Nicaragua. She sells a range of products, some from Avon and Zermat. She is an enterprising woman with a strong drive to grow her business.

Doña Guadalupe Mariela is applying to Ceprodel for a loan that she will use to buy products--makeup, perfumes, silver jewelry and women's clothing--to stock her business. The investment will allow her to cover existing orders and meet future demand. She says that the loan will help her to increase her income and, in turn, better provide for her family.
View original language description ↓
Doña Guadalupe Mariela, originaria del departamento de Masaya, tiene tres años de experiencia como comerciante, su núcleo familiar es de cuatro personas, se caracteriza por ser una mujer trabajadora, honrada.

La mayoría de sus clientes son de Masaya que venden en el mercado municipal, los productos que ella comercializa los trae desde costa rica, y una parte que compra en Nicaragua. Entre ellos tenemos productos de la Avon y la zermat, es una mujer emprendedora, con muchos deseos de crecer.

Se presentó a Ceprodel para solicitar un crédito, para la compra de maquillajes, perfumes, ropa para damas, bisutería de plata. Mercadería que necesita para surtir más su negocio, y poder cubrir los pedidos que tiene. De esta manera dar un mejor servicio. Esto le ayudara a obtener mejores ingresos para su negocio y aumentar sus ganancias para una vida digna con su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 33
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Guadalupe Mariela to stock her beauty products business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 20, 2012
Feb 29, 2012
Currency Exchange Loss:
Apr 18, 2013