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Juana Maria

Update on Juana Maria

Sra. Juana is a resident of the town of Ticuantepe, where she lives with her husband. She is very pleased with the support she has received during the last two loan cycles. The loans that have been provided were used to buy construction materials for improving her modest home. For the past several years, she has worked for a private company, but her salary does not allow her to make a one-time purchase of construction materials.

Her goal for 2012 is to complete an annex at the back of her house. Therefore, this loan will be used to buy blocks, cement, sand, gravel, and other materials.

View original language description ↓

La señora Juana , es habitante del municipio de Ticuantepe , junto a su esposo , ella está muy contenta por el apoyo que le han brindado durante dos ciclos , ya que los préstamos otorgados los a dirigido para la compra de materiales de construcción para mejorar su humilde vivienda , ella desde hace varios años labora para empresa privada , pero su sueldo no le permite comprar de una sola vez materiales de construcción , lo cual tiene como meta para este 2012 realizar un anexo en la parte trasera de la vivienda ; ya que este el préstamo será utilizado para comprar , bloques , cemento , arena , piedrín , entre otros .

Previous Loan Details

Mrs. Juana María A. F., 37, lives in the town of Ticuantepe with her husband who helps with household expenses. Juana has been employed as a Pharmacy Aide at the Ticuantepe Hospital for the last four years. With much effort of her own and of her husband they have managed to do some home impro... More from Juana Maria's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 81
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Juana Maria to buy construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Mar 6, 2012
Currency Exchange Loss:
Apr 18, 2013