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Kairykul is 45 years old. She is a widow with three children, the youngest of whom is still of preschool age. Kairykul worked as a math teacher in secondary school for a long time, but after her husband’s death in 2008, searching for an income source for her family, she launched her livestock business, with a starting capital of 25,000 KGS. Thanks to Kairykul’s hard work, her farm, which now counts three calves and a cow, brings in about 13,000 KGS a month from the sales of milk as well as dairy and meat products. The revenues from her business allow Kairykul to pay for her son’s law school studies. In order to grow her business further, Kairykul turned to “Bai Tushum & Parnters” for a loan in the amount of 120,000 KGS in order to buy calves for fattening and later resale. Kairykul plans to invest her revenues into expanding her business.
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Кайыркул 45 лет, вдова, имеет троих детей, младший из которых дошкольного возраста. Кайыркул проработала преподавателем математики в школе, но после смерти мужа в 2008 году, в поисках источника финансирования для своей семьи, начала свой бизнес в животноводстве со стартовой суммой 25,000 сом (KGS). Благодаря упорному труду Кайыркул, на сегодня ее хозяйство с 3 бычками и 1 коровой приносит около 13,000 сом в месяц от продажи молока, молочных и мясных продуктов. Доходы от бизнес – деятельности позволяют Кайыркул оплачивать обучение сына в Юридической академии. Для дальнейшего расширения своего бизнеса, Кайыркул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку бычков для откорма и перепродажи. Доходы Кайыркул планирует вложить в дальнейшее увеличение своего хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Kairykul to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 22, 2012
Feb 25, 2012
Currency Exchange Loss:
Mar 17, 2014