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Gulmira is 50 years old, married and has one son. In search of an financing source for her family, Gulmira started her own business in animal husbandry and farming ten years ago with an initial sum of 40,000 som (KGS). Thanks to her persistent work, today her livestock business yields about 20,000 som per month from sales of milk and milk products. The earnings from the business allow Gulmira to pay for her son's education at the Medical Institute. In order to further expand her business, Gulmira requested a loan in the sum of 75,000 som (KGS) from the "Bai-Tushum and Partners" company to buy a dairy cow and ewes. She plans to invest the earnings into a further expansion of her business.
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Гульмире 50 лет, замужем, имеет одного сына. В поисках источника финансирования для своей семьи, 10 лет назад Гульмира начала свой бизнес в животноводстве и полеводстве со стартовой суммой 40,000 сом (KGS). Благодаря упорному труду Гульмиры, на сегодня ее хозяйство со скотом приносит около 20,000 сом в месяц от продажи молока и молочных продуктов. Доходы от бизнес – деятельности позволяют Гульмире оплачивать обучение сына в Медицинском институте. Для дальнейшего расширения своего бизнеса, Гульмира обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 75,000 сом (KGS) на покупку дойной коровы и овцематок. Доходы Гульмира планирует вложить в дальнейшее увеличение своего хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Gulmira to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Feb 24, 2012
Currency Exchange Loss:
Mar 15, 2013