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Mr. So is a married man who has 10 children. He is located in the Prey Chor District of Kampong Charm province, Cambodia. Three of the children are living with him, and the other seven are married and live in separate houses from each other.

To establish a comfortable living for the big family, Mr. So is working hard from day to day to support his family's everyday needs. He plants and harvests rice and corn for sale. He has been engaged in his business for many years with his lovely wife and earns approximately $100 a month for these activities.

Currently, he is an entrepreneur who generates his business from land perhaps 2 hectares in size. Now, he would like to rent the farm from his neighbor for more output than last year, but he does not have enough capital for renting yet, so he wants to apply for a small loan from HKL micro-finance, a partner with Kiva. He is expecting that, through these funds, his business will grow and earn more profit.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 68
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,005.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped So to rent farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 30, 2012
Mar 4, 2012
Currency Exchange Loss:
Nov 22, 2012